👉 An assumed mortgage loan is like when your financial planner decides to borrow money for your house without checking the bank's books. It's the ultimate "let's go get it!" move, but instead of a fancy mansion, you're left with a mountain of interest payments and maybe a little stress.
Here's an edgy example sentence using this term: "Last week, my neighbor assumed my mortgage was up for grabs, so I had to convince the local cat by saying, 'Hey, it's just a loan we're assuming together!'"